“Personal history has shown me that long before TSHTF in a cataclysmic, biblical, Mad Max, zombierific way there’ll be plenty of small scale ‘personal SHTF’ moments….job losses, broken limbs, faulty transmissions, clogged pipes, broken furnaces, uncovered medical treatments, and that sort of thing. The sorts of situations that cant be fixed with an AK47, solar panels and a case of MRE’s. So…being pragmatic….we prepare for those ‘minor’ emergencies as well.
It follows, naturally, that if we’re not plunking down several hundred dollars a month to service debt then we’ve freed up that money to do other things…things we want to do rather than have to do. So…yeah, minimizing debt may definitely open up a few doors.”
Total Survivalist Blog 